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This website is a resource for people looking for the best UK Credit Card on the internet. Please browse our UK Credit Card Comparison table below to find out which of these online Credit Cards would be the best credit card for you. You can browse our information pages and tables using the links above.

 
 

Our Credit Card Comparison Table Below Outlines Key Features Of The Best UK Credit Cards

 

Credit Card Balance Transfer Rate Purchase Rate Cash Back
& Rewards
Typical APR Variable
% Rate
Link to More
Details
Link To
Apply

Virgin 0% Credit Card

Virgin Credit Card

0% For
16 Months
2.98% Fee Applies

0%
3 Months

Online
Rewards Shop

Typical 16.6%
APR Variable

More Info On The Virgin 0% Credit Card

Apply Now For A Virgin 0% Credit Card

BT Credit Card

 

The BT Card

0% For
12 Months
3% Fee Applies

0%
3 Months

Money Off Your Phone Bills

Typical 16.9%
APR Variable

More Info On The BT Credit Card

Apply Now For A BT Credit Card

Halifax Credit Card

Halifax Credit Card

0% For
9 Months
3% Fee Applies

0%
9 Months

No

Typical 15.9%
APR Variable

More Info On The Halifax Credit Card

Apply Now For A Halifax Credit Card

 MBNA Platinum Plus Credit Card

MBNA Platinum Plus

0%
13 Months
2.9% Fee Applies

0%
3 Months

No

Typical 15.9%
APR Variable

More Info On The MBNA Platinum Plus Credit Card

Apply Now For An MBNA Platinum Plus Credit Card

Virgin Atlantic Credit Card

Virgin Atlantic Card

0% For
6 Months
2% Fee Applies

17.9% APR
Variable

Virgin Flying
Club Miles

Typical 17.9%
APR Variable

More Info On The Virgin Atlantic Credit Card

Apply Now For A Virgin Atlantic Credit Card

MBNA Points Credit Card

MBNA Platinum Rewards

0%
13 Months
2.9% Fee Applies

0%
3 Months

Reward
Points

Typical 15.9%
APR Variable

More Info On The MBNA Points Credit Card

Apply Now For An MBNA Points Credit Card

American Express Platinum Credit Card

American Express Platinum

18.9%
APR Variable

18.9% APR
Variable

Up To 5%
Cash Back

Typical 15.9%
APR Variable

More Info On The American Express Platinum Credit Card

Apply Now For An American Express Platinum Credit Card

Capital One Low Rate Balance Transfer No BT Fee Credit Card

Capital One Low Rate BT No Fee

6.9% Fixed
Until Jan 2012
NO Handling Fee

0%
Until 07/2009

No

Typical 15.9%
APR Variable

More Info On The Capital One Low Rate Balance Transfer No BT Fee Credit Card

Apply Now For A Capital Low Rate Balance Transfer No BT Fee Credit Card

Bank Of Scotland All In One Credit Card

BOS All In One Credit Card

0% For
9 Months
3% Fee Applies

0%
9 Months

No

Typical 15.9%
APR Variable

More Info On The Bank Of Scotland All In One Credit Card

Apply Now For A Bank Of Scotland All In One Credit Card

Capital One Low Rate Balance Transfer Credit Card

Capital One Low Rate BT

9.9% Fixed
Until Aug 2012
No Handling Fee

9.9% Fixed
Until 08/2012

No

Typical 9.9%
APR Variable

More Info On The Capital One Low Rate Balance Transfer Credit Card

Apply Now For A Capital Low Rate Balance Transfer Credit Card

Vanquis Visa Credit Card

Vanquis Visa Credit Card
(bad credit)

Not
Applicable

39.9 To 59.9%
APR Variable

No

Typical 39.9%
APR Variable

More Info On The Vanquis Visa Credit Card

Apply Now For A Vanquis Visa Credit Card

Capital One Classic Credit Card

Capital One Classic
(Bad Credit)

34.9% P/A
Variable

34.9%
APR Variable

No

Typical 34.9%
APR Variable

More Info On The Capital One Classic Credit Card

Apply Now For A Capital One Classic Credit Card


 

All of the UK Credit Cards featured on this site have been sorted in to tables based on the type or category that they are best suited to and you can use the links above to access these tables. In the current climate now is a good time for you to consider your financial options and a credit card is an excellent, flexible, easy way to manage your cash flow. If you have a balance you wish to transfer, there are some great credit cards available. If you are looking for a long term low interest card we feature several that will be of interest to you. One of the great features of any credit card is that you can use it to enhance your lifestyle, and manage your finances to ensure you get the most from what you save, as well as what you spend. At Compare UK Credit Card we only feature credit cards that we believe are competitive in today's marketplace.
                                  We are continually updating our credit card tables and monitoring the credit card market, making Compare Credit Card a one stop place to decide on the best credit card for you. Once you have made your decision you can then apply online for a credit card from this website. We have tried to ensure all the information we provide is both accurate and relevant. It is our intention to try to take the stress out of managing your finances when you visit any of the Compare web sites, so you can make an informed decision about the best credit card for you with confidence and ease.
We also offer help and information on choosing a credit card, click on the button to your left called "UK Credit Card Info".

 


 

Welcome to Compare Credit Cards UK. The aim of this website is to help you choose the best low rate UK Credit Card that you can apply for online. We have reviewed the UK online Credit Card market thoroughly and chosen those cards that we feel add something to the UK online Credit Card market.

We have reviewed these online Credit Cards and split them into categories for you:

You can browse our shortlist of UK Credit Cards offering Low Balance Transfer Rates. but we have split this further for you:

You can browse our listing of Permanent Balance Transfer Rates . Here you will find Credit Cards offering some great permanent low interest rates. OR our listing of UK Credit Cards offering Introductory Balance Transfer Rates - here you will find many 0% Credit Cards, offering 0% for 6 months. Many of these cards offer a great 0% deal on Purchases too.

Our Comparison of 0% Credit Cards lists all Credit Cards available online, that offer 0% for either purchases or Balance Transfers. Often the 0% Credit Card offers this low rate for both Purchases and Balance Transfers (for a limited period only).

We have also compiled a list of the UK online Credit Cards that offer Cash back Rewards. There is quite a difference in the Cash back Reward rate being offered.  Some offer reward shops or points that can be redeemed, others offer you hard cash, so take your pick Many also offer 0% on balance transfers for a limited period when you sign up....

If you are looking to take out a small personal loan, you should consider a UK Credit Card with a low cash advance rate. If you only want to borrow £1500 many of the banks will charge you up to 18% apr. Then you can transfer your cash borrowing to a Credit Card with a Permanent Balance Transfer Rate. Many are offering very low lifetime balance transfer interest rates. For a more substantial Personal Loan, please visit the Compare Group UK Loan Pages.

UK Credit card review by 1st credit

If you have a bad Credit rating, there are still UK Credit Card companies who will consider your application. Go to our specialised page on Credit Cards for bad credit and see who is likely to offer you a UK Credit Card.


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