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The American Express Platinum Credit Card
 

American Express offer the platinum credit card. This card is offered with a range of features and benefits that would suit the executive or business user. With this card you also get reward points that you can redeem for many things, more information below. There are also American Express member offers from time to time. Attention - minimum household income must be £30,000.00 per annum or higher for this card.

Below is a table outlining the full rates and features
of the American Express Platinum Credit Card

  
     
 
  • Representative APR: 19.9% Variable
 

Representative Example: Spending £1,200 at an annual interest rate of 19.9% (variable) your Representative APR will be 19.9% Per Annum (variable)

  
 
  • Balance Transfer Rate: 19.9% APR Variable
 
  • Purchase Rate: 0% For 6 Months Rising to 19.9% APR Variable
 

  • Cash Back Rate: 5% MoneyBack for your first 3 months on up to £2000 of spending (£100.00 cashback), then up to 1.25% MoneyBack with no limit to what you can earn  (No rebate is payable in any month in which the minimum payment is not received by the due date. No rebate is payable on cash withdrawals, interest, fees, balance transfers, amounts subsequently re-credited to your account). Minimum annual spend to attain cashback is £3000.00.
 
  • Cash Advance Rate: 27.9% Per Annum Variable + £3.00 minimum or 3%.
 
  • Foreign Transaction Fee: 2.73%
 
  • Interest Free Period: Up to 56 days
 
  • Cheque Book: No
 
  • Minimum Payment 3% or £5 whichever is greater
 
  • Travel Accident Insurance: Yes
 
  • Purchase Protection: Yes - Purchase Protection + Refund Protection
    + Fraud Guarantee
 
  • Online Fraud Guarantee: Yes
 
  • Annual Fee: No
 
  • Manage Account Online: No
 
  • Free Additional Cards: No
 
  • 24 hour customer Service: Yes 0845 telephone number
 
  • Additional Benefits & Features:
    • 24 Hour worldwide card replacement service
    Minimum credit limit of £700.00 Maximum of £10,000.00
 
  • Application Criteria:
    Before You Apply Please Ensure The Following
    * You are at least 20 Years of Age
    * You have a Good Credit History
    * You have an income over £30,000
    * You are a permanent resident/citizen of the UK
    * You have a Bank or Building society account
 

Click Here And Compare The  American Express Platinum Card
To Other UK Credit Cards

American Express, Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX
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