- Standard Variable Rate Typical
15.9% APR Variable
- Purchases Rate 0% For
9 Months standard variable
rate thereafter
- Balance Transfer Rate
0%
For 9 Months on transfers made within the first 90 days - standard
variable rate thereafter
(Conditions and a 3% fee minimum £5.00 applies)
- Cash back Rate None
- Cash Advance Rate 27.95% Per Annum Variable) +
3% handling
fee (minimum fee £3.00).
- Interest Free Period
Up to 59 days
- Cheque Book
Yes
- Overseas Transaction Fee 2.95%
- Minimum Payment
If the
balance is less than £5 then you must repay the full amount. If the
balance is £5 or more, you must repay the greater of 1% of the amount
you owe us or an amount equal to the total of any Credit Card Repayments
Cover premiums, Interest (or the minimum interest charge), over limit
and late payment fees plus £5.
- Travel Accident Insurance No
-
Purchase Protection
Yes.
- Online Fraud Guarantee Yes
- Annual Fee
No
- Manage Account Online Yes
- Free Additional Card No
- 24 hour customer Service Yes
- Additional Benefits & Features
Choice of 5
card designs
Minimum credit limit £500, maximum subject to status.
- Application Criteria
Before You Apply Please Ensure The Following
* You are at least 18 Years of Age
* You have a Good Credit History
* You have a regular income
* You are a permanent resident/citizen of the UK
* You have a Bank or Building society account
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