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For A Barclaycard Initial Credit Card

• Balance Transfer Rate: 29.9% APR Variable.

• Purchase Rate: 29.9% APR Variable thereafter.

• Rewards: None

• Cash Advance Rate: 29.9% Per Annum variable plus 2.5% (minimum £2.50)

• Interest Free Period: Up to 56 days

• Cheque Book: No

• Minimum Payment:  The highest of:
  
  2.25% of the amount you owe us on your monthly statement;
  £5 (or the entire amount if less than £5);
  any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance.
  If you only make the minimum payment each month it will take you longer and cost you more to clear your balance.

• Travel Accident Insurance: No

• Purchase Protection: Yes

• Online Fraud Guarantee: Yes

• Annual Fee: No

• Manage Account Online: Yes

• Free Additional Card: No

• 24 hour customer Service Contact By Phone 24/7

• Additional Benefits & Features:
• Helps you rebuild your credit rating
• Credit Limit -
  Minimum £250.00
  Maximum subject to status

• Application Criteria:
  Before You Apply Please Ensure The Following
  * You are at least 18 years of age
  * You are on the electoral roll at your current address
  * You have an income of over £10,000 Per Annum
   
• Do Not Apply For This Card If....

  * You are not yet 18 years of age
  * You have been declared bankrupt
  * You have had a CCJ or IVA registered against you in the last 5 years
  * You are already a Barclaycard customer

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For A Barclaycard Initial Credit Card 

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