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Help With Low Interest Credit Cards


The credit card industry has now become so competitive, that it is totally unnecessary to pay an interest rate of 20% or more. Now, there are some really good deals starting at 0% for 6 months. If you do not have a credit card debt at present, but are planning to take one on in the future (eg plans to buy a stereo), then one of these low interest rate cards will be very useful - especially if you can pay off the debt in the initial six months before the interest rate goes up!! Even if you haven't cleared the balance by the time your introductory rate has expired, most of the cards featured here do not hike the interest rate up to anything extortionate. If you are a long term credit card debtor, it may be more worthwhile to not bother with a low introductory interest rate, but to go for a card that offers a permanent low interest rate. This will be lower than the cards that offer the initially attractive introductory rate, some number crunching may be necessary to work out what is best for you!
                 There are so many 0% Credit Cards available now that you could possibly keep going by taking out a new Credit Card every 6 months! But possibly,  it would be easier to run up your Credit Card debt on a 0% card for 6 months, then transfer the balance to another Credit Card with a Permanent Balance Transfer Rate and live with the debt at a low rate of say 5.9 % until the debt is paid off.

Click Here To Browse Our 0% Credit Card Shortlist


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American Express Credit Cards
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Egg Credit Card
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MBNA Credit Cards
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Post Office 2 In 1 Credit Card
RSPCA Credit Card
Vanquis Visa Credit Card
Virgin Credit Card
 
 

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Welcome to Compare Credit Cards UK. The aim of this website is to help you choose the best low rate UK Credit Card that you can apply for online. We have reviewed the UK online Credit Card market thoroughly and chosen those cards that we feel add something to the UK online Credit Card market.

We have reviewed these online Credit Cards and split them into categories for you:

You can browse our shortlist of UK Credit Cards offering Low Balance Transfer Rates. but we have split this further for you:

You can browse our listing of Permanent Balance Transfer Rates . Here you will find Credit Cards offering some great permanent low interest rates. OR our listing of UK Credit Cards offering Introductory Balance Transfer Rates - here you will find many 0% Credit Cards, offering 0% for 6 months. Many of these cards such as EGG Credit Card offer a great 0% deal on Purchases too.

Our Comparison of 0% Credit Cards lists all Credit Cards available online, that offer 0% for either purchases or Balance Transfers. Often the 0% Credit Card offers this low rate for both Purchases and Balance Transfers (for a limited period only).

We have also compiled a list of the UK online Credit Cards that offer Cash back Rewards. There is quite a difference in the Cash back Reward rate being offered.  EGG are offering 10% but only on purchases made through selected online retailers. On top of that though Egg offer many other useful Credit Card features such as 0% on balance transfers and purchases, American Express offer 1%..

If you are looking to take out a small personal loan, you should consider a UK Credit Card with a low cash advance rate. If you only want to borrow £1500 many of the banks will charge you up to 18% apr. Whereas some Credit Cards such as Egg and Marbles are offering cash advances for around 15% apr. Then you can transfer your cash borrowing to a Credit Card with a Permanent Balance Transfer Rate. Many are offering very low lifetime balance transfer interest rates. For a more substantial Personal Loan, please visit the Compare Group UK Loan Pages.

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If you have a bad Credit rating, there are still UK Credit Card companies who will consider your application. Go to our specialised page on Credit Cards for bad credit and see who is likely to offer you a UK Credit Card.

Best UK Credit Card.............? 0% Balance Transfer Credit Card UK, Cash Back Credit Card UK And Low Interest Rate Credit Card UK

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