The Halifax Credit Card


 

If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The Bank of Scotland All in One Credit Card offers a fantastic long term 0% on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies).

Below is a table outlining the full rates and features
of the Halifax Credit Card

 

Click Here To ApplyBefore You Apply Please Ensure The Following
For A Halifax
Credit Card


     
 
  • Representative APR: 17.95% Variable
 

Representative Example: Spending £1,200 at an annual interest rate of 17.9% (variable) your Representative APR will be 17.9% Per Annum (variable).
*I
f you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases.

 
 
  • Balance Transfer Rate 0% For 15 Months on transfers made within the first 90 days - 17.95%APR Variable thereafter (Conditions and a 3% fee minimum £5.00 applies) Please Note, if you are accepted at the highest rate of 23.9% APR variable you may not be offered an introductory period on balance transfers and purchases.
 
  • Purchases Rate 0% For 15 Months, 17.95% APR Variable thereafter
 
  • Cash back Rate None
 
  • Cash Advance Rate 27.95% Per Annum Variable) + 3% handling fee (minimum fee £3.00).
 
  • Interest Free Period Up to 59 days
 
  • Cheque Book Yes
 
  • Overseas Transaction Fee 2.95%
 
  • Minimum Payment Each month in which you have a balance outstanding on your account you must repay an amount equal to the total of any Credit Card Repayments Cover premiums, interest, default sums plus 1% of the balance shown on your statement (minimum £5, or the full balance if less than £5).
 
  • Travel Accident Insurance No
 
  • Purchase Protection Yes.

 
  • Online Fraud Guarantee Yes
 
  • Annual Fee No
 
  • Manage Account Online Yes
 
  • Free Additional Card No
 
  • 24 hour customer Service Yes
 
  • Additional Benefits & Features
    Choice of 5 card designs
    Minimum credit limit £500, maximum subject to status.
 
  • Application Criteria
    Before You Apply Please Ensure The Following
    * You are at least 18 Years of Age
    * You have a Good Credit History
    * You have a regular income
    * You are a permanent resident/citizen of the UK
    * You have a Bank or Building society account
 

Click Here To Apply
Apply Now For A Halifax Credit Card
For A Halifax
Credit Card


Click Here And Compare The  Halifax Credit Card
To Other UK Credit Cards


Halifax is a division of Bank of Scotland plc. Bank of Scotland plc,  Halifax Investment Fund Managers Limited, Halifax Life Limited and Halifax Share Dealing Limited and St Andrew's Life Assurance plc are authorised and regulated by the Financial Services Authority, 25 The North Colonnade, Canary Wharf, London E14 5HS.  They are entered in the Financial Services Authority's Register and their Register Numbers are 169628, 119223, 171881 and 183332 and 189101. 


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