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• Standard Variable Rate Typical 16.9% APR Variable
• Purchase Rate Typical 16.9% APR Variable
• Balance Transfer Rate 5.9% On amounts transferred within the first 60 days- Typical 18.9% APR thereafter. A 2% fee applies to any transfers made within this opening 60 day period, 3% thereafter and 4% on money transfers. Minimum payment for a transfer is £3.00
• Cash back Rate None
• Cash Advance Rate Typical 27.9% Per Annum Variable
• Interest Free Period Up to 50 days on purchases only
• Cheque Book Yes

• Minimum Payment Your balance (if this is less than £25); or
  whichever is the greater of: £25; or 1% of your statement balance before any default charges and interest (to which well then add the default charges and interest).

• Travel Accident Insurance No
• Purchase Protection MBNA will endeavour to assist over any goods and services purchased via the internet with your MBNA card if you encounter problems
• Online Fraud Guarantee Yes, you never pay for any unauthorised transactions either online or offline
• Annual Fee No
• Manage Account Online Yes
• Free Additional Card Yes
• 24 hour customer Service Yes - email and global freephone
• Additional Benefits & Features Payment Protection plan available.
• Application Criteria
  Before You Apply Please Ensure The Following
  * You are at least 21 Years of Age
  * You have a Good Credit History
  * You are in full time employment
  * You are a permanent resident/citizen of the UK
  * You have an income of over £20,000
  * You have a Bank or Building society account

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5.9% For Life Credit Card  

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MBNA Europe Bank Ltd
PO Box 1004
Chester Business Park
Wrexham Road
Chester CH4 9WW