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Credit Cards For People With A Poor Credit History

 
  A credit card can be used as an excellent way of building up your credit rating, and below is the credit card we think is best for that purpose. If you credit scoring is low or non existent, this page is for you.  
 

Our Credit Card Comparison Table Below Outlines The Key Features Of
The Best UK Credit Cards If You Have little Or No Credit Rating.

 


Credit Card Balance Transfer Rate Purchase Rate Cash Back
& Rewards
Representative APR Variable Link to More
Details
Link To
Apply
 
 

Capital One Classic Credit Card

Capital One Classic
(Bad Credit)

34.9% P/A
Variable

34.9%
APR Variable

No

Representative 34.9%
APR Variable

More Info On The Capital One Classic Credit Card

Before You Apply Please Ensure The Following
* You're over 18
* You have some history of managing your credit even if you have had CCJs or defaults in the past 
* You're on the electoral roll
* You have Not been declared bankrupt in the last 12 months

 
 
 

Representative Example: Spending £1,200 at an annual interest rate of 34.9% (variable) your Representative APR will be 34.9% Per Annum (variable).

 
 
 
 

Barclaycard Football Credit Card

Barclaycard Initial Credit Card

29.9% APR
Variable
2.5% Fee Applies

29.9% APR
Variable

No

Representative 29.9%
APR Variable

More Info On The Barclaycard Initial Credit Card

Apply Now For A Barclaycard Football Credit Card

 
 
 

Representative Example: Spending £1,200 at an annual interest rate of 29.9% (variable) your Representative APR will be 29.9% Per Annum (variable).

 
 
 
 

Vanquis Visa Credit Card

Vanquis Visa Credit Card (Bad Credit)

Not
Applicable

39.9 To 59.9%
APR Variable

No

Representative 39.9%
APR Variable

More Info On The Vanquis Visa Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You are New To Credit or have a Poor Credit History  
* You are a permanent resident/citizen of the UK
Note - You do not need a Bank or Building society account to apply -

 
 
 

Representative Example: Spending £1,000 at an annual interest rate of 39.94% (variable) your Representative APR will be 39.9% Per Annum (variable).

 
 
 
 

The aqua Credit Card

The aqua Card

35.9% P/A
Variable
3% Fee Applies

35.9% P/A
Variable

Travel, Motoring & Leisure Offers

Representative 35.9%
APR Variable

More Info On The aqua Credit Card

Before You Apply Please Ensure The Following
* You are at least 18 Years of Age 
* You have a proven income
* You are a permanent resident/citizen of the UK

 
 
 

Representative Example: Spending £1,200 at an annual interest rate of 35.9% (variable) your Representative APR will be 35.9% Per Annum (variable).

 
 
 

 

If you are looking to re-build your credit rating then a credit card can go a long way to helping you. By using the card wisely and making your money work for you; you can get back on the ladder of obtaining a better credit rating. There  are credit cards on the market that are perfectly happy to accept people with bad credit histories, even when you have county court judgements against you.  Many of these credit cards do however have very high interest rates, which can often put people who are struggling to handle their debt into even more problems. That's why here at Compare Credit Card, we recommend the Capital One Classic MasterCard or Barclaycard only as credit cards to apply for when you have little or no credit history. Both these credit cards are very much what you see is what you get, and thus we believe these to be good cards to help build or rebuild your credit rating. We also offer help and information on choosing a credit card, so if you need more help in making that choice, click on the button to your left called " UK Credit Card Info".

 

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