- Standard Variable Rate Typical
17.9% APR Variable
- Purchase Rate
Typical 17.9% APR Variable Thereafter
- Balance Transfer Rate 0% for
6 Months - A 2.00%
Handling Fee Applies -
rising to Typical
17.9% Per Annum variable
- Cash back Rate No
you earn Flying Club Miles 1 for every pound you spend. These can
be redeemed for Virgin Flights.
via the online members shop.
- Cash Advance Rate 20.9% Per Annum Variable, depending on credit limit
(subject to 2% handling fee, with no maximum charge - £2.50 minimum)
- Interest Free Period up to
46 days
- Cheque Book
Credit card cheques are available, interest charged at the Typical Apr
Rate.
- Minimum Payment 2.25% of balance or £5 whichever is greater
- Travel Accident Insurance Up to £250,000, including your
spouse and children if you purchase your travel tickets with this credit
card.
- Purchase Protection Yes on most purchases between £50-£1000 made with card.
Against accidental damage or theft for 100 days.
- Online Fraud Guarantee
There is no liability or excess to pay for theft, loss or fraudulent
Internet use of your card as long as you tell Virgin as soon as your
card cannot be found or you notice any unusual transactions on your
account.
- Annual Fee No
- Manage Account Online yes
- Free Additional Card
Yes
- 24 hour customer Service yes - phone
- Additional Benefits & Features
Free Travel Inconvenience Insurance* - up to £750 for delayed or
cancelled flights, up to £500 for luggage delays.
Free Lost Luggage Insurance* - up to £1,500 (max £500 per item).
* Terms and conditions apply to all insurances. Full details will be
sent once your account is opened.
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