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The Virgin Credit Card is provided by Virgin Money. Owned by MBNA the card offers a very competitive 0% on Balance Transfers for 16 months from the date you account is opened, transfers must be made within the first 60  days, (A 2.98% Handling Fee Applies). 0% on purchases for 3 months from the date you account is opened. They also offer a low standard typical 16.6% APR variable and Reward Points that you can spend at Virgin's online rewards shop, which offers discount vouchers on things like CD's, videos and mobile phones.

Below is a table outlining the full rates and features
of the Virgin Credit Card

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For A Virgin
Credit Card

• Standard Variable Rate Typical 16.6% APR Variable
• Purchase Rate 0% For 3 Months - Typical 16.6% APR Variable Thereafter
• Balance Transfer Rate 0% for 16 Months from the date you account is opened, transfers must be made within the first 60 days - A 2.98% Handling Fee Applies -
  rising to Typical 18.6% Per Annum variable
• Cash back Rate No though you can get discounts on other Virgin products
  via the online members shop.
• Cash Advance Rate 27.9% Per Annum Variable, depending on credit limit (subject to 2% handling fee, with no maximum charge - £3.00 minimum)
• Interest Free Period up to 50 days
• Cheque Book Yes, Typical 20.6% Variable Per Annum and a 2.98 handling fee apply.
• Minimum Payment 2.25% of balance or £5 whichever is greater
• Travel Accident Insurance Up to £100,000, including your children
• Purchase Protection Yes on most purchases between £50-£1000 made with card. Against accidental damage or theft for 100 days.
• Online Fraud Guarantee yes
• Annual Fee No
• Manage Account Online yes
• Free Additional Card yes
• 24 hour customer Service yes - phone
• Additional Benefits & Features
  Payment protection cover available
  0% offer on cheques for first 6 months - handling charge still applies
  Credit limit can be up to £50,000
  Foreign Usage Fee - 2.99%
  £25 standard charge for bounced payments, exceeding your limit or paying late
  You may be offered a payment holiday or reduced monthly payment
  A choice of 5 different credit card designs.

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For A Virgin Credit Card

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