The Virgin Credit Card
 

The Virgin Credit Card is provided by Virgin Money. Owned by MBNA the card offers a very competitive 0% on Balance Transfers for 15 months (A 2.98% Handling Fee Applies) and 0% on purchases for 3 months. They also offer a low standard typical 15.9% APR variable and Reward Points that you can spend at Virgin's online rewards shop, which offers discount vouchers on things like CD's, videos and mobile phones.

Below is a table outlining the full rates and features
of the Virgin Credit Card

  

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Apply Now For A Virgin 0% Credit Card
 For A Virgin
Credit Card
  • Standard Variable Rate Typical 15.9% APR Variable
  • Purchase Rate 0% For 3 Months - Typical 15.9% APR Variable Thereafter
  • Balance Transfer Rate 0% for 15 Months - A 2.98% Handling Fee Applies -
    rising to Typical 15.9% Per Annum variable
  • Cash back Rate No though you can get discounts on other Virgin products
    via the online members shop.
  • Cash Advance Rate 24.9% Per Annum Variable, depending on credit limit (subject to 2% handling fee, with no maximum charge - £3.00 minimum)
  • Interest Free Period up to 59 days
  • Cheque Book Yes 0% for the first 9 months,(2% handling fee - max £35), Typical 15.9% Variable Per Annum thereafter.
  • Minimum Payment 2.25% of balance or £5 whichever is greater
  • Travel Accident Insurance Up to £100,000, including your children
  • Purchase Protection Yes on most purchases between £50-£1000 made with card. Against accidental damage or theft for 100 days.
  • Online Fraud Guarantee yes
  • Annual Fee No
  • Manage Account Online yes
  • Free Additional Card yes
  • 24 hour customer Service yes - phone
  • Additional Benefits & Features
    Payment protection cover available
    0% offer on cheques for first nine months - handling charge still applies
    Credit limit can be up to £50,000
    Foreign Usage Fee - 2.75%
    £25 standard charge for bounced payments, exceeding your limit or paying late
    You may be offered a payment holiday or reduced monthly payment
    A choice of 5 different credit card designs.

Click Here To Apply
Apply Now For A Virgin 0% Credit Card
 For A Virgin Credit Card

Click Here And Compare The Virgin Credit Card
To Other UK Credit Cards

VIRGIN - Registered office: Discovery House, Whiting Road, Norwich NR4 6EJ.

Review of the Virgin 0% card by 1st Credit Card UK

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Welcome to Compare Credit Cards UK. The aim of this website is to help you choose the best low rate UK Credit Card that you can apply for online. We have reviewed the UK online Credit Card market thoroughly and chosen those cards that we feel add something to the UK online Credit Card market.

We have reviewed these online Credit Cards and split them into categories for you:

You can browse our shortlist of UK Credit Cards offering Low Balance Transfer Rates. but we have split this further for you:

You can browse our listing of Permanent Balance Transfer Rates . Here you will find Credit Cards offering some great permanent low interest rates. OR our listing of UK Credit Cards offering Introductory Balance Transfer Rates - here you will find many 0% Credit Cards, offering 0% for 6 months. Many of these cards such as EGG Credit Card offer a great 0% deal on Purchases too.

Our Comparison of 0% Credit Cards lists all Credit Cards available online, that offer 0% for either purchases or Balance Transfers. Often the 0% Credit Card offers this low rate for both Purchases and Balance Transfers (for a limited period only).

We have also compiled a list of the UK online Credit Cards that offer Cash back Rewards. There is quite a difference in the Cash back Reward rate being offered.  EGG are offering 10% but only on purchases made through selected online retailers. On top of that though Egg offer many other useful Credit Card features such as 0% on balance transfers and purchases, American Express offer 1%..

If you are looking to take out a small personal loan, you should consider a UK Credit Card with a low cash advance rate. If you only want to borrow £1500 many of the banks will charge you up to 18% apr. Whereas some Credit Cards such as Egg and Marbles are offering cash advances for around 15% apr. Then you can transfer your cash borrowing to a Credit Card with a Permanent Balance Transfer Rate. Many are offering very low lifetime balance transfer interest rates. For a more substantial Personal Loan, please visit the Compare Group UK Loan Pages.

UK Credit card review by 1st credit

If you have a bad Credit rating, there are still UK Credit Card companies who will consider your application. Go to our specialised page on Credit Cards for bad credit and see who is likely to offer you a UK Credit Card.

Best UK Credit Card.............? 0% Balance Transfer Credit Card UK, Cash Back Credit Card UK And Low Interest Rate Credit Card UK

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